:root{--ink:#102229;--muted:#5d6d72;--teal:#18b9a6;--deep:#0c2228;--line:#dce9e7;--paper:#f4fbf9;--warm:#fff8e9}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16px/1.68 system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:#fff}a{color:#087f75;text-underline-offset:3px}.wrap{width:min(1160px,92%);margin:auto}.notice{background:var(--deep);color:#d8f2ee;text-align:center;padding:7px 10px;font-size:13px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.navrow{height:74px;display:flex;align-items:center;gap:24px}.brand{display:flex;align-items:center;gap:10px;color:var(--ink);text-decoration:none;font-weight:850;white-space:nowrap}.logo{width:38px;height:38px;border-radius:11px;background:var(--teal);display:grid;place-items:center;color:#062a28}.desktopnav{display:flex;gap:20px;margin-left:auto}.desktopnav a{color:var(--ink);text-decoration:none;font-weight:650;font-size:14px}.desktopcta{margin-left:0}.btn{display:inline-block;padding:11px 15px;border-radius:10px;background:var(--teal);color:#062a28!important;text-decoration:none;font-weight:850;border:1px solid #0da391}.mobile-actions,.mobile-menu{display:none}.hero{padding:76px 0 64px;background:radial-gradient(circle at 82% 20%,#c8fff6 0,transparent 27%),linear-gradient(#f2fbf9,#fff);border-bottom:1px solid var(--line)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;color:#087f75;font-size:12px;font-weight:850}.hero h1,.article h1{font-size:clamp(2.45rem,6vw,4.7rem);line-height:1.02;letter-spacing:-.055em;margin:.4rem 0 1rem;max-width:900px}.hero p{max-width:780px;font-size:1.2rem;color:var(--muted)}.herobtns{display:flex;gap:10px;flex-wrap:wrap;margin-top:24px}.section{margin:54px 0}.section h2,.article h2,.sidebox h2,.ctabox h2{line-height:1.15;letter-spacing:-.03em;font-size:2rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{display:block;border:1px solid var(--line);padding:22px;border-radius:16px;color:var(--ink);text-decoration:none;box-shadow:0 10px 32px rgba(13,45,43,.05)}.card span{color:#087f75;font-size:12px;font-weight:850;text-transform:uppercase;letter-spacing:.1em}.card h3{font-size:1.3rem;line-height:1.2}.card p{color:var(--muted)}.split{display:grid;grid-template-columns:1fr 1fr;gap:32px;align-items:start}.linkgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.linkgrid a,.related a{padding:14px;border:1px solid var(--line);border-radius:10px;text-decoration:none;font-weight:700}.contentgrid{display:grid;grid-template-columns:minmax(0,820px) 280px;gap:42px;align-items:start;padding:48px 0}.article h1{font-size:clamp(2.25rem,5vw,3.65rem)}.dek{font-size:1.18rem;color:var(--muted)}.article h2{margin-top:2.35rem}.article h3{margin-top:1.6rem}.disclosure,.sourcebox{padding:14px;border:1px solid var(--line);border-radius:11px;background:var(--paper);font-size:.92rem}.verdict{border-left:5px solid var(--teal);padding:18px;background:#eefbf8;border-radius:10px;margin:25px 0}.sidebar{position:static}.sidebox{border:1px solid var(--line);border-radius:16px;padding:20px;margin-bottom:18px}.sidebox a:not(.btn){display:block;padding:8px 0}.sidebox .btn{display:block;text-align:center}.micro,.small{font-size:.85rem;color:var(--muted)}.ctabox{background:var(--deep);color:#fff;border-radius:17px;padding:24px;margin:34px 0}.ctabox p{color:#d1e3df}.tablewrap{overflow-x:auto}.article table{width:100%;border-collapse:collapse;margin:20px 0}.article th,.article td{text-align:left;padding:12px;border-bottom:1px solid var(--line);min-width:145px}.article th{background:var(--paper)}.related{display:grid;gap:9px;margin:34px 0}.related h2{margin-bottom:5px}.sitemaplist{columns:2;column-gap:30px}.sitemaplist li{break-inside:avoid;margin:8px 0}footer{background:var(--deep);color:#d3e2df;padding:42px 0;margin-top:30px}footer a{color:#e4fffb}.foot{display:grid;grid-template-columns:2fr 1fr;gap:28px}
@media(max-width:820px){.notice{display:none}.site-header{position:sticky;top:0}.navrow{height:64px;gap:8px}.desktopnav,.desktopcta{display:none}.brand{min-width:0;flex:1}.brandtext{overflow:hidden;text-overflow:ellipsis}.mobile-actions{display:flex;align-items:center;gap:7px;margin-left:auto}.mobile-actions .btn{padding:9px 10px;font-size:13px;white-space:nowrap}.hamb{width:40px;height:40px;border:1px solid var(--line);background:#fff;border-radius:9px;display:grid;place-content:center;gap:4px}.hamb span{display:block;width:18px;height:2px;background:var(--ink)}.mobile-menu{position:absolute;left:0;right:0;top:64px;background:#fff;border-bottom:1px solid var(--line);padding:12px 4%;box-shadow:0 10px 24px rgba(0,0,0,.08)}.mobile-menu.open{display:grid}.mobile-menu a{padding:11px 5px;color:var(--ink);text-decoration:none;font-weight:700}.contentgrid{grid-template-columns:1fr;padding-top:34px}.sidebar{order:2}.cards,.split{grid-template-columns:1fr}.linkgrid{grid-template-columns:1fr}.sitemaplist{columns:1}.foot{grid-template-columns:1fr}.hero{padding:50px 0}.logo{width:34px;height:34px}.brandtext{font-size:14px}}
@media(max-width:390px){.brandtext{display:none}.mobile-actions{margin-left:auto}}

.editorial-depth{margin:34px 0}.editorial-depth h2{margin-top:2.2rem}

.secondary{background:#fff!important;border-color:var(--line)!important}.fresh{font-size:.88rem;color:var(--muted);padding:10px 0 16px;border-bottom:1px solid var(--line)}.takeaway{background:#eefbf8;border-left:5px solid var(--teal);padding:16px 18px;border-radius:10px;margin:22px 0}.takeaway p{margin:.35rem 0}.clusterbar{border:1px solid var(--line);border-radius:14px;padding:16px;margin:24px 0;background:#fbfefd}.clusterlinks{display:flex;gap:8px;flex-wrap:wrap;margin-top:9px}.clusterlinks a{font-size:.84rem;padding:6px 9px;border:1px solid var(--line);border-radius:999px;text-decoration:none;background:#fff}.faq{margin:38px 0;padding-top:8px;border-top:1px solid var(--line)}.faq h3{margin-top:1.5rem}.related{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin:38px 0}.related h2{grid-column:1/-1}.related a{display:flex;flex-direction:column;gap:3px}.related span{font-size:.85rem;color:var(--muted)}.journey{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.journey a{border:1px solid var(--line);border-radius:15px;padding:18px;text-decoration:none;color:var(--ink);display:grid;gap:5px}.journey b{width:30px;height:30px;border-radius:50%;background:var(--teal);display:grid;place-items:center}.journey span{color:var(--muted);font-size:.9rem}.hub{padding:54px 0}.hub>h1{font-size:clamp(2.5rem,6vw,4.5rem);letter-spacing:-.05em;line-height:1}.hubsection{padding:34px 0;border-top:1px solid var(--line);display:grid;grid-template-columns:220px 1fr;gap:28px}.hubsection>div>span{font-size:.8rem;color:var(--muted);text-transform:uppercase;letter-spacing:.1em}.hubgrid{display:grid;grid-template-columns:repeat(2,1fr);gap:10px}.hubgrid a{display:flex;flex-direction:column;border:1px solid var(--line);border-radius:11px;padding:13px;text-decoration:none}.hubgrid small{color:var(--muted);margin-top:4px}.footergrid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:28px}
@media(max-width:820px){.journey{grid-template-columns:1fr 1fr}.hubsection{grid-template-columns:1fr}.hubgrid{grid-template-columns:1fr}.footergrid{grid-template-columns:1fr 1fr}.related{grid-template-columns:1fr}.related h2{grid-column:auto}.desktopnav{display:none}.mobile-actions{display:flex;margin-left:auto;gap:7px}.brand{margin-right:auto}.mobile-actions .cta-btn{order:1}.hamb{order:2}.brandtext{max-width:145px}.site-header{position:sticky;top:0}.sidebar{position:static}}
@media(max-width:430px){.brandtext{display:none}.journey{grid-template-columns:1fr}.footergrid{grid-template-columns:1fr}}